123 Money

Top Ten Money Tips for Women

Everyone needs to learn how to save money when they can so that when you watch your money you won’t be so fast to part with it. If you are married and are depending on your husband to look after the household finances, try not to do allow that to happen. Ask him to involve you and show you how to do it so that if something does happen to him you can take over and know all about running a household instead of knowing nothing. You are going to want to rely on yourself so the first thing is to learn how.

The second thing you are going to want to do is set some goals for yourself. They can be day-to-day goals or a goal that you can reach within a certain time frame. Decide on how much money you would like to spend for a day and don’t go over that amount. If you stay under the amount for the day, take that left over money and set it aside. You might be surprised at how much money you can save by just doing that. The third tip is if you don’t need it don’t buy it. If you see a pair of shoes you must have but don’t need them at this time, don’t buy them. Spending money on things you don’t need is not going to help you save any money.The fourth tip for you is to try to spend less of what you earn. At the end of the week you will see that you are going to have extra money around and you can start by saving that for yourself. Every time you see an opportunity to save some money, take it and put that money away. The fifth tip for you is to find a job where you can make good money. You are going to have to get a degree and go to college for it but in the long run you will see that having a degree is going to give you more pay.

The sixth tip is to always have extra cash on you. Think of it as emergency money. We always need to prepare for the unexpected and having some cash on the side is going to help you in so many ways. When the emergency occurs, you’ll be able to have access to that money quickly so keep the money near you, not in a bank but some place that you can have quick access to it. The seventh tip is to get involved with the money situation with your partner. Know how much money is available for the two of you and where it’s going and what it’s being spent for. Don’t stay in the dark to all this. It’s very important for you to know.

Number eight is to always try to invest some of your money. No matter how small the amount, it will always add up at the end. If you can’t invest one week, try the next but make an effort. The ninth tip is to remember that when you are getting married both you and your spouse should be free of any debts otherwise you get to pay his debts. Make sure you are free and clear of having to pay any of his past debts with a pre-nuptial agreement. The last tip to know is that you are going to make mistakes all the while you are trying to save. Don’t allow this to stop you. Make your mistake then continue on and try to make the mistakes less and less and you see that you are going to have some extra money to help you out if you should need it.


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